All rates
Bank of China Home Loan Rates 2026
Real Bank of China home loan rates submitted by Australian homeowners. See how Bank of China compares — and whether there's room to negotiate your rate.
Avg Rate
5.43%
Last 180 days
Lowest Rate
5.43%
Last 180 days
Highest Rate
5.43%
Last 180 days
Submissions
2
All time
2 Bank of China borrowers on our platform average 5.43% — how does yours compare?
Submit your rate →Showing 2 of 2 submitted rates
| Rate | Loan Type | LVR | Loan Amount | State | Submitted |
|---|---|---|---|---|---|
| 5.43% | Variable - Owner Occupier | 78% | $550,000 | NSW | 23 Feb 2026 |
| 5.28% | Variable - Owner Occupier | 80% | $600,000 | NT | 18 July 2025 |
5.43%23 Feb 2026
Variable - Owner Occupier
LVR: 78%$550,000NSW
5.28%18 July 2025
Variable - Owner Occupier
LVR: 80%$600,000NT
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