All rates
Bank of China Home Loan Rates 2026
Real Bank of China home loan rates submitted by Australian homeowners. See how Bank of China compares — and whether there's room to negotiate your rate.
No Bank of China rates have been submitted yet. Be the first!
Submit a Bank of China rateShowing 2 of 2 submitted rates
| Rate | Loan Type | LVR | Loan Amount | State | Submitted |
|---|---|---|---|---|---|
| 5.43% | Variable - Owner Occupier | 78% | $550,000 | NSW | 23 Feb 2026 |
| 5.28% | Variable - Owner Occupier | 80% | $600,000 | NT | 18 July 2025 |
5.43%23 Feb 2026
Variable - Owner Occupier
LVR: 78%$550,000NSW
5.28%18 July 2025
Variable - Owner Occupier
LVR: 80%$600,000NT
Have a Bank of China home loan?
Share your rate to help other Australians compare and negotiate better deals.
Submit your Bank of China rate