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Real People's Choice Credit Union home loan rates submitted by Australian homeowners. See how People's Choice Credit Union compares — and whether there's room to negotiate your rate.
Avg Rate
5.36%
Last 180 days
Lowest Rate
5.29%
Last 180 days
Highest Rate
5.39%
Last 180 days
Submissions
11
All time
11 People's Choice Credit Union borrowers on our platform average 5.36% — how does yours compare?
Submit your rate →Showing 11 of 11 submitted rates
| Rate | Loan Type | LVR | Loan Amount | State | Submitted |
|---|---|---|---|---|---|
| 5.39% | Variable - Owner Occupier | 65% | $480,000 | SA | 3 Mar 2026 |
| 5.29% | Variable - Owner Occupier | 70% | $420,000 | SA | 28 Feb 2026 |
| 5.39% | Variable - Owner Occupier | 70% | $430,000 | SA | 18 Feb 2026 |
| 5.26% | Variable - Owner Occupier | 71% | $284,000 | NT | 18 July 2025 |
| 5.50% | Variable - Investment | 82% | $328,000 | QLD | 18 July 2025 |
| 5.39% | Variable - Owner Occupier | 80% | $480,000 | WA | 18 July 2025 |
| 5.69% | Variable - Owner Occupier | 60% | $380,000 | SA | 11 June 2025 |
| 5.39% | Variable - Owner Occupier | 55% | $430,000 | ACT | 11 June 2025 |
| 5.64% | Variable - Owner Occupier | 70% | $525,000 | VIC | 26 Apr 2025 |
| 5.54% | Variable - Owner Occupier | 65% | $455,000 | QLD | 26 Apr 2025 |
| 5.59% | Variable - Owner Occupier | 50% | $450,000 | NT | 26 Apr 2025 |
Variable - Owner Occupier
Variable - Owner Occupier
Variable - Owner Occupier
Variable - Owner Occupier
Variable - Investment
Variable - Owner Occupier
Variable - Owner Occupier
Variable - Owner Occupier
Variable - Owner Occupier
Variable - Owner Occupier
Variable - Owner Occupier
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