All rates
Variable - Owner Occupier Rates 2026
Variable rate home loans move with the market — your rate rises and falls as the RBA cash rate changes. Popular with owner-occupiers who want flexibility and the option to make extra repayments without penalty.
See current rates from across Australia's major banks and lenders.
No Variable - Owner Occupier rates have been submitted yet. Be the first!
Submit a Variable - Owner Occupier rateHave a Variable - Owner Occupier home loan?
Share your rate to help other Australians compare and negotiate better deals.
Submit your Variable - Owner Occupier rate